Top4LESS home insurance

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Standard home insurance policies typically include coverage for your dwelling, personal property, liability, and additional living expenses if your home becomes uninhabitable due to a covered event. Be sure to discuss the specifics with your agent to ensure you have the protection you need.

Dwelling coverage helps protect the structure of your home, including the roof, walls, and attached structures, from covered perils like fire, windstorms, and vandalism.

This coverage helps replace or repair your belongings, such as furniture, electronics, and clothing, if they are damaged or stolen.

Liability coverage protects you financially if someone is injured on your property or if you accidentally cause damage to someone else's property.

If your home becomes uninhabitable due to a covered loss, ALE coverage helps pay for temporary housing, meals, and other necessary expenses.

Standard home insurance policies do not typically cover flood or earthquake damage. You can purchase separate policies for added protection.